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Request homeowners insurance information and connect with a licensed insurance professional serving Texas or Oklahoma.
Featured markets: Texas & Oklahoma
How Homeowners Insurance Rates Compare
Homeowners insurance costs can vary significantly by state, ZIP code, property characteristics, coverage selections and insurer. The figures below are published averages for comparison only; your actual premium will depend on your individual information.
Average Full-Coverage Auto Insurance
Source: NerdWallet October 2026 rate analysis. Full-coverage rates are for a 35-year-old driver with good credit and a clean driving record. Rates are benchmarks only and are not insurance quotes.
Average Homeowners Insurance
Source: NerdWallet 2026 analysis using a sample policy with $400,000 dwelling coverage, $300,000 liability coverage and a $1,000 deductible for a 40-year-old homeowner with good credit. Rates are benchmarks, not quotes.
Common questions
Homeowners Insurance Quote FAQs
Does requesting a quote obligate me to buy?
No. Submitting a request allows an insurance professional to contact you about available options. You are not obligated to purchase a policy.
Why can insurance rates vary so much?
Rates can vary by state, ZIP code, property characteristics, coverage limits, deductibles, claims history and the insurer's rating methods.
Do you serve homeowners in both Texas and Oklahoma?
Yes. Easy Quote Online accepts homeowners insurance quote requests from consumers in Texas and Oklahoma.
Are the rates shown above what I will pay?
No. They are published averages for comparison purposes. Your actual insurance quote will be based on your individual information and coverage selections.
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